4485 Gainer Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 4485 Gainer Ave, Milton, FL 32583 · Last verified November 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1998
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2025)
Tax Bill	$1,351 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-5740-00000-1290`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-5740-00000-1290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	1,320 ft deep x 800 ft wide
Shed	1 Shed
Shed Area	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N285740000001290
Street Address	4485 GAINER AVE
City	MILTON
State	FL
Zip	32583-1751
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WEST MILTON HEIGHTS 2ND ADD LOT 129 AS DES IN OR 4282 PG 1497 LESS ALL MINERAL RIGHTS TOGETHER WITH TITLE NUMBER 76152913 AND
Legal Range	28W
Legal Township	01N
Legal Section	17
Legal Subdivision	WEST
Legal Lot Number	129
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1004
Census Tract	10711

Owner

Source: Santa Rosa County records · APN 17-1N-28-5740-00000-1290

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4485 GAINER AVE, MILTON, FL 32583-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202538262
Deed Book / Page	4649 / 96
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 11, 2022
Property Address	4485 GAINER AVE, MILTON, FL 32583-1751
Document Number	0042821497
Book / Page	4282 / 1497
Instrument Date	May 06, 2022
Instrument	202228722
Transaction Type	Transfer
Record Updated	Jun 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5750 GULF RD, 5750, MILTON, FL 32583-2321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5387 E AVENIDA DE GOLF, PACE, FL 32571-2861

Mortgage

Document Number	0042821499
Date	May 11, 2022
Instrument	4282/1499

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,351.00 (+8.69%)	$106,506 (+12.18%) Land $27,000 Building $79,506	$106,506 (+12.18%) Land $27,000 Building $79,506
2023	$1,243.00 (+43.2%)	$94,943 (+22.2%) Land $22,000 Building $72,943	$94,943 (+22.2%) Land $22,000 Building $72,943
2022	$868.00	$77,692	$77,692 Land $18,000 Building $59,692

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force 9 of 12 on primary residences
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.