Charlotte County property record for 44928 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2,036 sqft · built 2025 |
| Lot Size | 0.169 acres (7,371 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,263 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jul 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-108 |
| Primary APN | 42-26-21-200-108 |
|---|
| Building Area | 2,036 sqft Living Area |
|---|---|
| Gross Area | 2,506 sqft |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 7,371 sqft (0.169 acres) |
| View / Lot | Water |
| Street Address | 44928 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 5940 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5940 3431484 3538518 CD3548019 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 5940 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 17, 2025 | Special Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 15, 2025 | Special Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jul 25, 2024 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 |
| Deed Sale | Jul 15, 2025 |
| Prior Sale | Jun 17, 2025 · Amount on Record |
| Deed Document Number | 3548019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 17, 2025 |
| Property Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003538518 |
| Map Reference | MB 26 PG 13 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 3538518 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,499.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003538519 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 3538519 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 15, 2025 |
| Property Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003548019 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jun 11, 2025 |
| Instrument | 3548019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 25, 2024 |
| Property Address | 44928 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003431484 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jul 22, 2024 |
| Instrument | 3431484 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,596.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,263.00 (-64.52%) | $84,575 (+17.75%) | $99,500 (+17.75%) Land $99,500 |
| 2024 | $3,560.00 | $71,825 | $84,500 Land $84,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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