Charlotte County property record for 44925 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 1,961 sqft · built 2025 |
| Lot Size | 0.181 acres (7,918 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,500 (May 2025) |
| Tax Bill | $1,263 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Oct 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-123 |
| Primary APN | 42-26-21-200-123 |
|---|
| Building Area | 1,961 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 7,918 sqft (0.181 acres) |
| View / Lot | Water |
| Street Address | 44925 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 5955 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5955 3454784 3522724 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 5955 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44925 Kelsa Anne Loop is owned and occupied by an individual who bought it in May 2025.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44925 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 2, 2024 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on File |
| Deed Sale | May 2, 2025 · Amount on File |
| Prior Sale | Oct 2, 2024 · Amount on File |
| Deed Document Number | 3522724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 2, 2025 |
| Property Address | 44925 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003522724 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Apr 28, 2025 |
| Instrument | 3522724 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,286.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42880 CRESCENT LOOP STE 120, 120, BABCOCK RANCH, FL 33982-5062 |
| Name | Verified Name |
|---|---|
| Address | 44925 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Investor | Possibly a Property Investor |
| Document Number | 0003522725 |
|---|---|
| Date | May 2, 2025 |
| Instrument | 3522725 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 2, 2024 |
| Property Address | 44925 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003454784 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Sep 27, 2024 |
| Instrument | 3454784 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $20,938.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 44925 Kelsa Anne Loop was $1,263.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,263.00 | $84,575 | $99,500 Land $99,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 44925 Kelsa Anne Loop in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44925 Kelsa Anne Loop is high, ranking above 86% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 78% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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