4491 Oyster Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4491 Oyster Shell Dr, Captiva, FL 33924

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on File
Last Sale	$1,420,000 (May 2022)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2020 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`05-45-21-07-00000.0330`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-07-00000.0330`
Alternative APNs	`21054507000000330` `10003416`

Exterior

Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide

Location & Zoning

Account Number	10003416
Street Address	4491 OYSTER SHELL DR
City	UPPER CAPTIVA
State	FL
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS1
Legal Description	N CAPTIVA DUNES UNREC UT 1 LOT 33 DESC OR 2229/1847
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	07
Legal Block	1
Legal Lot Number	33
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1023
Census Tract	80100

Owner

4491 Oyster Shell Dr, residential vacant land, is owned by a company that bought it in May 2022.

Source: Lee County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	4727 STEEPLECHASE LN, FLOWERY BRANCH, GA 30542-3648
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
May 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 21, 2019	Correction Deed ATTORNEY ONLY
Feb 25, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	2022161800
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000064017
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 13, 2022
Property Address	4491 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number	0000161800
Instrument Date	May 5, 2022
Instrument	2022000161800
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23206 OAKGLEN LN, ESTERO, FL 34135-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 STEEPLECHASE LN, FLOWERY BR, GA 30542-3648

Mortgage

Document Number	0000161801
Date	May 13, 2022
Instrument	2022000161801

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 4, 2020
Property Address	4491 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number	0000104009
Instrument Date	Apr 30, 2020
Instrument	104009
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23206 OAKGLEN LN ESTERO FL 341352008, ESTERO, FL 34135-2008

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Mar 21, 2019
Property Address	4491 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number	0000064017
Instrument Date	Mar 14, 2019
Instrument	64017
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$325.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 129 MATLACHA FL 339930129, MATLACHA, FL 33993-0129

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEE FL
Recording Date	Feb 25, 2019
Property Address	4491 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number	0000042426
Instrument Date	Feb 8, 2019
Instrument	42426
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$325.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 129 MATLACHA FL 339930129, MATLACHA, FL 33993-0129

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jan 22, 2018
Property Address	4491 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number	0000015968
Instrument Date	Dec 21, 2017
Instrument	15968
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 W MAIN ST BREVARD NC 287123634, BREVARD, NC 28712-3634

Tax Assessment & Valuation

The 2025 property tax bill for 4491 Oyster Shell Dr was $1,578.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,956 (+3.04%) Land $110,956	$110,956 (+3.04%) Land $110,956
2025	$1,578.00	$107,680 Land $107,680	$107,680 Land $107,680
2023	$1,830.00 (+29.33%)	$114,973 (-13.23%) Land $114,973	$114,973 (-13.23%) Land $114,973
2022	$1,415.00	$132,500 Land $132,500	$132,500 Land $132,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4491 Oyster Shell Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4491 Oyster Shell Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oyster Shell Dr

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