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4490 Oyster Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4490 Oyster Shell Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,605 sqft · built 2005
Lot Size0.203 acres (8,843 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (May 2021)
Tax Bill$1,591 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-07-00000.0080

Property Details

APN / Parcel Number

Primary APN05-45-21-07-00000.0080
Alternative APNs
  • 05452100000031050
  • 21054507000000080
  • 10003456

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,605 sqft Living Area
Gross Area6,150 sqft
1st Floor Area1,296 sqft
Upper Floors Area966 sqft
Basement Area123 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeCarport
Garage Area521 sqft
CarportCarport
Carport Area521 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchFlorida Room
Porch Area774 sqft
Deck Area527 sqft
Patio Area969 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003456
Street Address4490 OYSTER SHELL DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPAR IN GL 3 AS DESC IN OR 1593 PG 1478 AKA LOT 8 UT 1 NORTH CAPTIVA DUNES U/R
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract07
Legal Block1
Legal Lot Number8
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address360 STEWART AVE, COLUMBUS, OH 43206-2728
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleNov 16, 2011 · Amount on Record
Deed Document Number2021155907
Prior Transfer DateMay 25, 2004
Prior Transfer Doc0006294086
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 12, 2021
Property Address4490 OYSTER SHELL DR, CAPTIVA, FL 33924
Document Number0000155907
Instrument DateApr 23, 2021
Instrument2021000155907
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 129, MATLACHA, FL 33993-0129

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 STEWART AVE, COLUMBUS, OH 43206-2728

Mortgage

Document Number0000155908
DateMay 12, 2021
Instrument2021000155908
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,966 (+3.79%) Land $110,956 Building $10$110,966 (+3.79%) Land $110,956 Building $10
2025$1,591.00 (-44.39%)$106,913 (-7.22%) Land $106,903 Building $10$106,913 (-7.22%) Land $106,903 Building $10
2023$2,861.00 (-77.89%)$115,239 (-85.89%) Land $115,229 Building $10$115,239 (-85.89%) Land $115,229 Building $10
2022$12,941.00$816,451 Land $132,500 Building $683,951$816,451 Land $132,500 Building $683,951

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		60 / 5
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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