Montgomery County property record for 4491 Old Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3.25 ba · 2,184 sqft · built 1996 |
| Lot Size | 3.42 acres (148,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Dec 1998) |
| Tax Bill | $2,516 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 38.01 |
| Primary APN | 143 38.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,542 sqft |
| 1st Floor Area | 1,572 sqft |
| Upper Floors Area | 1,152 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 148,975 sqft (3.42 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,150 sqft |
| Driveway | Driveway |
| Driveway Area | 2,400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 418 sqft |
| Patio Area | 378 sqft |
| Utility Building | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4491 OLD HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ACREAGE REDUCED DUE TO SELL-OFF--ALL IMPROVEMENTS MOVED TO 143-38.02 T-96. GAS FRPL-N/V QCD V651 97. P/U DRWY & SLAB T-05. |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 101702 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4491 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 1998 · Amount on Record |
| Deed Sale | Dec 14, 1998 · Amount on Record |
| Deed Book / Page | 689 / 1536 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 | $119,825 (-) | $479,300 (-) Land $90,400 Building $388,900 |
| 2024 | $2,516.00 (+14.94%) | $119,825 (+63.7%) | $479,300 (+63.7%) Land $90,400 Building $388,900 |
| 2023 | $2,189.00 | $73,200 (-) | |
| 2022 | $2,189.00 | $73,200 | $292,800 Land $38,800 Building $254,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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