Montgomery County property record for 4465 Old Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,170 sqft · built 1984 |
| Lot Size | 6.55 acres (285,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Feb 2016) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 38.00 |
| Primary APN | 143 38.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,170 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 1,585 sqft |
| Basement Area | 1,585 sqft |
| Finished Basement | 1,585 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 285,318 sqft (6.55 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,608 sqft |
| Porch | Porch |
| Porch Area | 270 sqft |
| Patio Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4465 OLD HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 4-23.1 15% FOR BMU CONDITION P/U DGU T-05. BREEEWAY 4X11 NO FLOOR- N/V P/U OPF T-08 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 101702 |
Source: Montgomery County assessment roll, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4465 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on Record |
| Deed Sale | Feb 23, 2016 · Amount on Record |
| Prior Sale | Mar 16, 2012 · Amount on Record |
| Deed Document Number | 20161073812 |
| Deed Book / Page | 1662 / 863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 4465 OLD HIGHWAY 48, 48, CLARKSVILLE, TN 37040 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 002153/233 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 2153/233 |
| Instrument | 1346588 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 | $94,850 (-) | $379,400 (-) Land $121,000 Building $258,400 |
| 2024 | $1,992.00 (+8.38%) | $94,850 (+54.29%) | $379,400 (+54.29%) Land $121,000 Building $258,400 |
| 2023 | $1,838.00 | $61,475 (-) | |
| 2022 | $1,838.00 | $61,475 | $245,900 Land $52,600 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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