4491 Cedar Creek Rd, Temple, TX 76504 Property Records

Bell County property record for 4491 Cedar Creek Rd, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2022
Lot Size0.805 acres (35,109 sqft)
OwnerIndividual Name on Record
Tax Bill$701 (2023)
Deeds & MortgagesMay 2024 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0402892952

Property Details

APN / Parcel Number

Primary APN0402892952
Alternative APN
  • 510360

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2022
Lot Area35,109 sqft (0.805 acres)

Location & Zoning

Street Address4491 CEDAR CREEK RD
CityTEMPLE
StateTX
Zip76504-4891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONG VIEW ESTATES PHASE II, BLOCK 001, LOT 0002, ACRES .806
Legal SubdivisionLONG VIEW ESTATES PHASE II
Legal Block1
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2028
Census Tract20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4491 CEDAR CREEK RD, TEMPLE, TX 76504-4891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2024Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Aug 31, 2023Vendor's Lien, Transfer · VA Mortgage
NTFN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023
Deed SaleAug 31, 2023
Deed Document Number2023039354
Record UpdatedJun 7, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4491 CEDAR CREEK RD, TEMPLE, TX 76504-4891
Transaction TypeMortgage
Record UpdatedMay 21, 2024
Title CompanyNOT AVAILABLE, ATLAS TITLE COMPANY TX

Transferred To (Grantee/Buyer)

NameVerified Name
Address4491 CEDAR CREEK RD, TEMPLE, TX 76504-4891

Mortgage

Document Number0000019662
DateMay 8, 2024
Instrument2024019662
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 31, 2023
Property Address4491 CEDAR CREEK RD, TEMPLE, TX 76504-4891
Document Number0000039354
Map ReferencePL 2021078832A&B
Instrument DateAug 31, 2023
Instrument2023039354
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4491 CEDAR CREEK RD, TEMPLE, TX 76504-4891

Mortgage

Document Number0000039355
DateAug 31, 2023
Instrument2023039355
Lender
NameNTFN INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$701.00 (+261.34%)$93,441 Land $61,441 Building $32,000$93,441 Land $61,441 Building $32,000
2022$194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENDLETON WSC
serves 3,111 people · EPA ID TX0140033
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
50 / 10

May also be available: Altitude ISP, AT&T, T-Mobile.

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