4490 Cactus Tree Ln, Hemet, CA 92545 Property Records

Riverside County property record for 4490 Cactus Tree Ln, Hemet, CA 92545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Jul 2008)
Tax Bill	$4,204 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`460-132-014`

Property Details

APN / Parcel Number

Primary APN	`460-132-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4490 CACTUS TREE LN
City	HEMET
State	CA
Zip	92545-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 ACRES M/L IN LOT 43 MB 286/048 TR 24124-3
Legal Tract	24124-3
Legal Lot Number	43
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	1
Census Block	1007
Census Tract	43318

Owner

4490 Cactus Tree Ln is owned and occupied by two individuals who bought it in July 2008.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4490 CACTUS TREE LN, HEMET, CA 92545-7037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 10, 2017	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2008 · Amount on File
Deed Sale	Jul 3, 2008 · Amount on File
Prior Sale	Dec 11, 2003 · Amount on File
Deed Document Number	2008366906
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0000617185
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4490 CACTUS TREE LN, HEMET, CA 92545-7037
Document Number	0000170178
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4490 CACTUS TREE LN HEMET CA 925457037, HEMET, CA 92545-7037

Mortgage

Document Number	0000170178
Date	Apr 28, 2017
Instrument	170178

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	4490 CACTUS TREE LN, HEMET, CA 92545-7037
Document Number	0000170179
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4490 CACTUS TREE LN HEMET CA 925457037, HEMET, CA 92545-7037

Mortgage

Document Number	0000170179
Date	Apr 28, 2017
Instrument	170179

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 4490 Cactus Tree Ln was $4,204.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,070 (+2%) Land $78,797 Building $202,273
2025	$4,204.00	$275,559 Land $77,252 Building $198,307
2023	$3,934.00 (+0.59%)	$264,860 Land $74,253 Building $190,607
2022	$3,911.00
2021			$340,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4490 Cactus Tree Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4490 Cactus Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,044 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

Nearby Properties on Cactus Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures