4490 20th St, Elk Mound, WI 54739 Property Records

Chippewa County property record for 4490 20th St, Elk Mound, WI 54739

Property Summary

Property Type	Single Family Home
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,628 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044 1080.1000`

Property Details

APN / Parcel Number

Primary APN	`044 1080.1000`
Alternative APN	`22810-1841-0125-0000`

Exterior

Lot Area	84,506 sqft (1.94 acres)

Location & Zoning

Account Number	044 1080.1000
Street Address	4490 20TH ST
City	ELK MOUND
State	WI
Zip	54739-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SE PCL BEG @ INTER OF N LN & CEN OF TN RD (NE COR); W 210', S 404', E 210', N 404' TO POB.
Legal Range	10W
Legal Township	28N
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	NE
Jurisdiction	CHIPPEWA WI
Township / Civil Division	WHEATON
Census Block Group	2
Census Block	2047
Census Tract	10400

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4490 20TH ST, ELK MOUND, WI 54739-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · VA Mortgage USA VETERANS ADMIN
Dec 21, 2009	Deed of Trust, Mortgage · VA Mortgage SUMMIT MORTGAGE CORP
Mar 7, 2007	Quit Claim Deed, Transfer · Conventional Mortgage DECISION ONE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4490 20TH ST, ELK MOUND, WI 54739-4005
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000932193
Date	May 26, 2022
Instrument	932193

Lender

Name	USA VETERANS ADMIN

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jun 1, 2043

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4490 20TH ST, ELK MOUND, WI 54739-4005
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	NEW MILLENNIUM TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776272
Date	Dec 21, 2009
Instrument	776272

Lender

Name	SUMMIT MORTGAGE CORP
Type	Subprime Lender
Address	MINNEAPOLIS, MN 55441

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

March 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Mar 7, 2007
Property Address	4490 20TH ST, ELK MOUND, WI 54739-4005
Document Number	0000733773
Instrument Date	Feb 21, 2007
Instrument	733773
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4490 20TH ST, ELK MOUND, WI 54739-4005

Mortgage

Document Number	0000733774
Date	Mar 7, 2007
Instrument	733774

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Wheaton Town
Unified School District	Elk Mound Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (+15.36%) Homeowner's exemption	$332,500 (+70.69%) Land $47,500 Building $285,000	$330,500 (+15.24%)
2023	$2,278.00 Homeowner's exemption	$194,800 Land $27,800 Building $167,000	$286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
24-7 Telcom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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