4489 20th St, Elk Mound, WI 54739 Property Records

Chippewa County property record for 4489 20th St, Elk Mound, WI 54739

Property Summary

Property Type	Single Family Home
Lot Size	7.48 acres (326,264 sqft)
Owner	Individual Name on Record
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044 1055.3000`

Property Details

APN / Parcel Number

Primary APN	`044 1055.3000`
Alternative APN	`22810-1732-0300-0000`

Exterior

Lot Area	326,264 sqft (7.48 acres)

Location & Zoning

Account Number	044 1055.3000
Street Address	4489 20TH ST
City	ELK MOUND
State	WI
Zip	54739-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW SW PCL BEG @ NW COR; N 87 D E 859.75', S 13 D W 410', W 591', N 100', W 183' TO W LN, N TO POB. & PCL BEG 859.75' W OF NW
Legal Range	10W
Legal Township	28N
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NW
Jurisdiction	CHIPPEWA WI
Township / Civil Division	WHEATON
Census Block Group	2
Census Block	2012
Census Tract	10400

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE & EQUITY
Dec 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage NEW DAY FINANCIAL LLC
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN MORTGAGE & EQUITY
Jul 25, 2019	Warranty Deed, Transfer
Apr 26, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019
Deed Sale	Jul 25, 2019
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	890934
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000899421
Date	Apr 6, 2020
Instrument	899421

Lender

Name	AMERICAN MORTGAGE & EQUITY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911498
Date	Dec 28, 2020
Instrument	911498

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000890935
Date	Jul 24, 2019
Instrument	890935

Lender

Name	AMERICAN MORTGAGE & EQUITY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 25, 2019
Property Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Document Number	0000890934
Instrument Date	Jul 23, 2019
Instrument	890934
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Apr 26, 2010
Property Address	4489 20TH ST, ELK MOUND, WI 54739-4005
Document Number	779993
Instrument Date	Apr 21, 2010
Instrument	779993
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Tax	$720.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4489 20TH ST, ELK MOUND, WI 54739-4005

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Wheaton Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (+5.26%) Homeowner's exemption	$511,300 (+64.46%) Land $80,700 Building $430,600	$508,200 (+10.98%)
2023	$4,030.00 Homeowner's exemption	$310,900 Land $47,500 Building $263,400	$457,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
24-7 Telcom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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