449 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 449 W Root St, Chicago, IL 60609 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1996
Square Footage	1,040 sqft Living Area
Lot Size	3,100 sqft (0.071 acres)
Occupancy	Owner Occupied
Last Sale	$360,000 (2021)
Tax Bill	$5,099.00 (2023)

Owner

Source: Cook County records · APN 20-04-122-004

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	449 W ROOT ST, CHICAGO, IL 60609-2729
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Doc Number	202129074
Record Refreshed	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 15, 2021
Property Address	449 W ROOT ST, CHICAGO, IL 60609-2729
Document Number	0031929074
Instrument Date	Oct 21, 2021
Instrument	2131929074
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	449 W ROOT ST, CHICAGO, IL 60609-2729

Mortgage

Document Number	0031929075
Date	Nov 15, 2021
Instrument	2131929075

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2026
Min Rate At Change	3.99%
Max Rate At Change	6.25%
Index	5-Year TN
Max Rate	9.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (-3.45%) Land $2,480 Building $25,520	$280,000 (-3.45%) Land $24,800 Building $255,200
2023	$5,099.00 (-3.08%)
2022	$5,261.00 (+1.94%) Homeowner's exemption	$29,000 (-) Land $3,100 Building $25,900	$290,000 (-) Land $31,000 Building $259,000
2021	$5,161.00	$29,000 Land $3,100 Building $25,900	$290,000 Land $31,000 Building $259,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`20-04-122-004`
Alternative APN	`20-04-122-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Bungalow Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Asphalt Roof
Lot Area	3,100 sqft (0.071 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	449 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2729
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(DUNCANS) RESUB OF BLK 5 IN TAYLOR & KREIGHS SUB OF E H NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	KREIGHS SUB
Legal Block	5
Legal Lot Number	20
Jurisdiction	COOK IL
Minor Civil Division	CHICAGO
Census Blockgroup	1
Census Block	1017
Census Tract	842600