447 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 447 W Root St, Chicago, IL 60609 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,047 sqft · built 1993
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Aug 1996)
Tax Bill	$5,419 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-04-122-005`

Property Details

APN / Parcel Number

Primary APN	`20-04-122-005`
Alternative APN	`20-04-122-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	447 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DUNCANS) RESUB OF BLK 5 IN TAYLOR & KREIGHS SUB OF E H NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	KREIGHS SUB
Legal Block	5
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	842600

Owner

Source: Cook County records · APN 20-04-122-005

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	447 W ROOT ST, CHICAGO, IL 60609-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 1996 · Amount on Record
Deed Sale	Aug 20, 1996 · Amount on Record
Prior Sale	Apr 10, 1995 · Amount on Record
Deed Document Number	1996594
Last Transfer Date	Oct 10, 1998
Transfer Doc	0000000622
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 28, 2026
Property Address	447 W ROOT ST, CHICAGO, IL 60609-2729
Document Number	0000002126
Instrument Date	Apr 10, 2026
Instrument	20262126
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 W ROOT ST, CHICAGO, IL 60609-2729

Mortgage

Document Number	0000002126,
Date	Apr 28, 2026
Instrument	20262126

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+10.34%) Land $2,480 Building $29,520	$320,000 (+10.34%) Land $24,800 Building $295,200
2023	$5,419.00 (+3%)
2022	$5,261.00 (+1.94%) Homeowner's exemption	$29,000 (-) Land $3,100 Building $25,900	$290,000 (-) Land $31,000 Building $259,000
2021	$5,161.00 Homeowner's exemption	$29,000 Land $3,100 Building $25,900	$290,000 Land $31,000 Building $259,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.