Tate County property record for 449 Post Office Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3,229 sqft · built 2021 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,313 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 26 0001002 |
| Primary APN | 057 26 0001002 |
|---|
| Building Area | 3,229 sqft Finished Area |
|---|---|
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Pool Area | 576 sqft |
| Patio Area | 960 sqft |
| Utility Building | 2,706 sqft |
| Street Address | 449 POST OFFICE RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 E1/2 NW1/4 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950301 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 449 POST OFFICE RD, COLDWATER, MS 38618-6862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMPHIS CITY EMPLOYEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 449 POST OFFICE RD, COLDWATER, MS 38618-6862 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/8815 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 2021/8815 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 449 POST OFFICE RD, COLDWATER, MS 38618-6862 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/15629 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 2021/15629 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 449 POST OFFICE RD, COLDWATER, MS 38618-6862 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002022/651 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 2022/651 |
| Name | MEMPHIS CITY EMPLOYEE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,313.00 (+20.27%) | $37,692 (+28.63%) Land $1,752 Building $35,940 | $376,922 (+28.63%) Land $17,520 Building $359,402 |
| 2023 | $3,586.00 | $29,303 Land $1,752 Building $27,551 | $293,027 Land $17,520 Building $275,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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