421 Post Office Rd, Coldwater, MS 38618 Property Records

Tate County property record for 421 Post Office Rd, Coldwater, MS 38618 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,558 sqft · built 1940
Lot Size	5.59 acres (243,936 sqft)
Owner	2 Individual Names on File
Tax Bill	$673 (2025)
Deeds & Mortgages	Dec 2019 Refinance May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057E01 0000701`

Property Details

APN / Parcel Number

Primary APN	`057E01 0000701`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,558 sqft Finished Area
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1940
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	243,936 sqft (5.59 acres)

Location & Zoning

Street Address	421 POST OFFICE RD
City	COLDWATER
State	MS
Zip	38618-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK'S 3 & 4 MAP OF ARKABUTL PT E 1/2 NW 1/4 SW 1/4
Legal Range	09
Legal Township	04
Legal Section	26
Legal Block	3,4
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1035
Census Tract	950301

Owner

Source: Tate County records · APN 057E01 0000701

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 POST OFFICE RD, COLDWATER, MS 38618-6862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
May 07, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Oct 04, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	421 POST OFFICE RD, COLDWATER, MS 38618-6862
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/15884
Date	Dec 03, 2019
Book Page	2019/15884

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 01, 2029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	421 POST OFFICE RD, COLDWATER, MS 38618-6862
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/5884
Date	May 07, 2019
Book Page	2019/5884

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jun 01, 2028

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	421 POST OFFICE RD, COLDWATER, MS 38618-6862
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000012303
Date	Oct 04, 2018
Book Page	0000002018/0000012303

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	111 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Tate County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00 (-1.75%)	$5,501 (+21.35%) Land $1,886 Building $3,615	$54,224 (+21.75%) Land $18,075 Building $36,149
2023	$685.00	$4,533 Land $1,886 Building $2,647	$44,538 Land $18,073 Building $26,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tate County (28137C), updated May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379503011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2016, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 58% of Mississippi
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Tallahatchie Valley Internet Services	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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