449 Par Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 449 Par Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,406 sqft · built 2023
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$943,277 (Oct 2023)
Tax Bill	$8,443 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23M-54-0864`

Property Details

APN / Parcel Number

Primary APN	`23M-54-0864`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	1,183 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	21 sqft
Patio Area	340 sqft
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 PAR LN
City	SAINT LOUIS
State	MO
Zip	63122-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	WOODLAWN COUNTRY CLUB GROUNDS LOT 1
Legal Subdivision	WOODLAWN COUNTRY CLUB GROUNDS
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5012
Census Tract	218500

Owner

449 Par Ln is owned and occupied by two individuals who bought it in October 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF ST LOUIS
Oct 5, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Feb 7, 2023	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Jul 11, 2022	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	2023105410
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0161980720
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 14, 2026
Property Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	0000000151
Instrument Date	Apr 7, 2026
Instrument	2026151
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 PAR LN, SAINT LOUIS, MO 63122-2938

Mortgage

Document Number	0000000151,
Date	Apr 14, 2026
Instrument	2026151

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 GEORGE AVE, KIRKWOOD, MO 63122-5637

Mortgage

Document Number	2023071800210
Date	Jul 18, 2023
Instrument	2023071800210

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 5, 2023
Property Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	2023100500410
Map Reference	MB 37 PG 3
Instrument Date	Oct 4, 2023
Instrument	2023100500410
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3334 GEORGE AVE, KIRKWOOD, MO 63122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 PAR LN, KIRKWOOD, MO 63122-2938

Mortgage

Document Number	2023100500411
Date	Oct 5, 2023
Instrument	2023100500411

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	5-Year TN
Margin	2
Max Rate	11.8%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 GEORGE AVE, KIRKWOOD, MO 63122-5637

Mortgage

Document Number	2023020700164
Date	Feb 7, 2023
Instrument	2023020700164

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2022
Property Address	449 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	2022071100278
Map Reference	MB 37 PG 3
Instrument Date	Jul 8, 2022
Instrument	2022071100278
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 CLEMENS AVE, 460, KIRKWOOD, MO 63122-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 GEORGE AVE, KIRKWOOD, MO 63122-5637

Tax Assessment & Valuation

The 2025 property tax bill for 449 Par Ln was $8,443, down 2.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,670 (-) Land $58,750 Building $90,920	$787,700 (-) Land $309,200 Building $478,500
2025	$8,443.00 (-2.48%)	$149,670 Land $58,750 Building $90,920	$787,700 Land $309,200 Building $478,500
2024	$8,658.00 (+163.24%)
2023	$3,289.00 (+10.63%)	$53,070 (+17.54%) Land $41,950 Building $11,120	$279,300 Land $220,800 Building $58,500
2022	$2,973.00	$45,150 Land $42,240 Building $2,910
2021			$237,600 Land $222,300 Building $15,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 449 Par Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 449 Par Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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