433 Par Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 433 Par Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1942
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$342,500 (Aug 2019)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-54-0855`

Property Details

APN / Parcel Number

Primary APN	`23M-54-0855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,015 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	28 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 PAR LN
City	SAINT LOUIS
State	MO
Zip	63122-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	WOODLAWN COUNTRY CLUB GROUNDS LOT 4
Legal Subdivision	WOODLAWN COUNTRY CLUB GROUNDS
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5012
Census Tract	218500

Owner

433 Par Ln is owned and occupied by an individual who bought it in August 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	433 PAR LN, SAINT LOUIS, MO 63122-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 29, 2019	Warranty Deed, Transfer MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Dec 31, 2014 · Amount on File
Deed Document Number	2019528
Deed Book / Page	23676 / 2633
Prior Transfer Date	Nov 25, 2002
Prior Transfer Doc	0000000618
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	433 PAR LN, SAINT LOUIS, MO 63122-2938
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 PAR LN, KIRKWOOD, MO 63122-2938

Mortgage

Document Number	0243045507
Date	Sep 2, 2020
Book Page	24304/5507
Instrument	2020090200889

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 29, 2019
Property Address	433 PAR LN, SAINT LOUIS, MO 63122-2938
Document Number	0236762633
Book / Page	023676 / 002633
Instrument Date	Aug 23, 2019
Instrument	528
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	TITLE US LLC, TITLE PLUS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 PAR LN ST LOUIS MO 631222938, ST LOUIS, MO 63122-2938

Mortgage

Document Number	236762645
Date	Aug 29, 2019
Book Page	023676/002645
Instrument	532

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 Par Ln was $4,348, up 2.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,840 (-) Land $55,560 Building $21,280	$404,400 (-) Land $292,400 Building $112,000
2025	$4,348.00 (+2.07%)	$76,840 Land $55,560 Building $21,280	$404,400 Land $292,400 Building $112,000
2024	$4,260.00 (+1.6%)
2023	$4,193.00 (+2.29%)	$67,770 (+8.88%) Land $39,670 Building $28,100	$356,700 Land $208,800 Building $147,900
2022	$4,099.00	$62,240 Land $40,810 Building $21,430
2021			$327,600 Land $214,800 Building $112,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Par Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Par Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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