449 Oak Rdg E, Lakeland, FL 33801 Property Records

Polk County property record for 449 Oak Rdg E, Lakeland, FL 33801

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 1997
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2023)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-23-242232-000400`

Property Details

APN / Parcel Number

Primary APN	`24-28-23-242232-000400`
Alternative APNs	`232824242232000400` `32824000`

Interior

Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	106 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	1,997 sqft
Carport	Carport
Carport Area	1,997 sqft
Pool House	Pool House

Location & Zoning

Street Address	449 OAK RDG E
City	LAKELAND
State	FL
Zip	33801-6422
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THE VILLAGE-LAKELAND UNIT 4 ADDITION PB 86 PG 6 LOT 40
Legal Range	24E
Legal Township	28S
Legal Section	23
Legal Subdivision	VILLAGE THE UNIT #4 ADDITION LAKELAND
Legal Tract	242232
Legal Block	2
Legal Lot Number	40
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	11722

Owner

449 Oak Rdg E, a mobile home, is owned and occupied by an individual who bought it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	449 OAK RDG E, LAKELAND, FL 33801-6422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Nov 18, 2004 · Amount on File
Deed Document Number	202363435
Deed Book / Page	12620 / 1496
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 17, 2023
Property Address	449 OAK RDG E, LAKELAND, FL 33801-6422
Document Number	0000063435
Book / Page	12620 / 1496
Map Reference	MB 86 PG 6
Instrument Date	Mar 1, 2023
Instrument	2023063435
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	INLAND TITLE COMPANY, ISLAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30726 LIPIZZAN TER, MOUNT DORA, FL 32757-7838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 OAK RDG E, LAKELAND, FL 33801-6422

Mortgage

Document Number	0126201497
Date	Mar 17, 2023
Instrument	12620/1497

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 449 Oak Rdg E was $1,920.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,831 (+0.57%) Land $18,000 Building $125,831	$143,831 (+0.57%) Land $18,000 Building $125,831
2025	$1,920.00	$143,009 Land $18,000 Building $125,009	$143,009 Land $18,000 Building $125,009
2023	$696.00 (-8.9%)	$48,943 (+3%)	$134,857 (+30.1%) Land $17,500 Building $117,357
2022	$764.00 Homeowner's exemption	$47,517	$103,655 Land $14,500 Building $89,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Oak Rdg E in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	14 (2003–2024)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Oak Rdg E is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20