Polk County property record for 445 Oak Rdg E, Lakeland, FL 33801
| Property Type | Mobile Home |
|---|---|
| Details | 1,008 sqft · built 1989 |
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Aug 2005) |
| Tax Bill | $213 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-23-242232-000390 |
| Primary APN | 24-28-23-242232-000390 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,008 sqft Living Area |
|---|---|
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Lot Area | 6,390 sqft (0.147 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Pool House | Pool House |
| Porch | Porch |
| Porch Area | 90 sqft |
| Street Address | 445 OAK RDG E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-6422 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | THE VILLAGE-LAKELAND UNIT 4 ADDITION PB 86 PG 6 LOT 39 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | VILLAGE THE UNIT #4 ADDITION LAKELAND |
| Legal Tract | 242232 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11722 |
445 Oak Rdg E, a mobile home, is owned and occupied by an individual who bought it in August 2005.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 OAK RDG E, LAKELAND, FL 33801-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on File |
| Deed Sale | Aug 22, 2005 · Amount on File |
| Prior Sale | Jan 29, 2004 · Amount on File |
| Deed Document Number | 2005202766 |
| Deed Book / Page | 6357 / 1273 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 445 Oak Rdg E was $213 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,970 (+2.7%) | $97,949 (+2.54%) Land $15,500 Building $82,449 | |
| 2025 | $213.00 Homeowner's exemption | $40,867 | $95,521 Land $15,500 Building $80,021 |
| 2023 | $691.00 (+8.14%) Homeowner's exemption | $38,558 (+3%) | $88,328 (+25.69%) Land $15,000 Building $73,328 |
| 2022 | $639.00 Homeowner's exemption | $37,435 | $70,273 Land $12,500 Building $57,773 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Oak Rdg E in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 14 (2003–2024) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Oak Rdg E is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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