449 Oak Leaf Ln, Roaring Spring, PA 16673 Property Records

Bedford County property record for 449 Oak Leaf Ln, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	2,352 sqft · built 2006
Lot Size	2.49 acres (108,595 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,871 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G.03-0.00-203`

Property Details

APN / Parcel Number

Primary APN	`G.03-0.00-203`
Alternative APN	`030-083531`

Interior

Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	108,595 sqft (2.49 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	449 OAK LEAF LN
City	ROARING SPRING
State	PA
Zip	16673-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	449 OAK LEAF LN OFF OF G3-78H
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	BEDFORD PA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4014
Census Tract	960400

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALTOONA FIRST SAVINGS BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 8, 2017	Deed of Trust, Mortgage ALTOONA FIRST SAVINGS BANK
Apr 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 13, 2017
Transfer Doc	1591/688
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3615
Date	Jul 7, 2022
Book Page	2022/3615
Instrument	2022-003615

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 6, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7889
Date	Dec 29, 2021
Book Page	2021/7889
Instrument	2021-007889

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1593/670
Date	May 8, 2017
Book Page	1593/670
Instrument	2017-002214

Lender

Name	ALTOONA FIRST SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16602

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 5, 2022

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Apr 13, 2017
Property Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Document Number	1591/688
Book / Page	1591 / 688
Instrument Date	Apr 13, 2017
Instrument	2017-001793
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 TALLOAKS LN, 411, ROARING SPRING, PA 16673-8726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 OAK LEAF LN, ROARING SPRING, PA 16673-9354

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bloomfield Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,871.00 (+9.94%)	$255,900 (-) Land $34,500 Building $221,400	$255,900 (-) Land $34,500 Building $221,400
2025	$3,521.00 (+6.02%)	$255,900 (-) Land $34,500 Building $221,400	$255,900 (-) Land $34,500 Building $221,400
2023	$3,321.00 Additional exemption filed	$255,900 Land $34,500 Building $221,400
2012			$255,900 Land $34,500 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

No cell data coverage reported

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