427 Oak Leaf Ln, Roaring Spring, PA 16673 Property Records

Bedford County property record for 427 Oak Leaf Ln, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1980
Lot Size	0.885 acres (38,551 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 1999)
Tax Bill	$1,646 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`G.03-0.00-093`

Property Details

APN / Parcel Number

Primary APN	`G.03-0.00-093`
Alternative APN	`030-072360`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	38,551 sqft (0.885 acres)
Garage Type	Attached
Storage Building	Storage Building

Location & Zoning

Street Address	427 OAK LEAF LN
City	ROARING SPRING
State	PA
Zip	16673-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	427 OAK LEAF LN
Jurisdiction	BEDFORD PA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4014
Census Tract	960400

Owner

Source: Bedford County records · APN G.03-0.00-093

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 08, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 1999 · Amount on Record
Deed Sale	Nov 16, 1999 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	427 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 OAK LEAF LN, ROARING SPRING, PA 16673-9354

Mortgage

Document Number	002026/184
Date	Jan 15, 2026
Book Page	2026/184
Instrument	2026-000184

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 04, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	427 OAK LEAF LN, ROARING SPRING, PA 16673-9354
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000098
Date	Jan 08, 2018
Instrument	2018-000098

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Bloomfield Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,646.00 (+6.95%)	$118,600 (-) Land $27,800 Building $90,800	$118,600 (-) Land $27,800 Building $90,800
2025			$118,600 (-) Land $27,800 Building $90,800
2023	$1,539.00 Additional exemption filed	$118,600 Land $27,800 Building $90,800
2012			$118,600 Land $27,800 Building $90,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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