449 N Elms Rd, Flushing, MI 48433 Property Records

Genesee County property record for 449 N Elms Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1999
Lot Size	11.9 acres (521,849 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2017)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`55-25-200-042`

Property Details

APN / Parcel Number

Primary APN	`55-25-200-042`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	521,849 sqft (11.9 acres)
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	449 N ELMS RD
City	FLUSHING
State	MI
Zip	48433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	A PARCEL OF LAND BEG S 0 DEG 40 MIN 21 SEC W 1684.39 FT FROM NE COR OF SEC TH S 0 DEG 40 MIN 21 SEC W 60 FT TH N 89 DEG 19
Legal Range	05E
Legal Township	08N
Legal Section	25
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1000
Census Tract	10603

Owner

Source: Genesee County records · APN 55-25-200-042

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 LABIAN DR, FLUSHING, MI 48433-1786
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	201738508
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 11, 2017
Property Address	449 N ELMS RD, FLUSHING, MI 48433-1423
Document Number	0000038508
Instrument Date	Apr 12, 2017
Instrument	201705110038508
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8917 PENINSULA DR, 8917, TRAVERSE CITY, MI 49686-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	4441 N ELMS RD, FLUSHING, MI 48433

Mortgage

Document Number	0000038509
Date	May 11, 2017
Instrument	201705110038509

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (-19.63%)	$51,300 (-13.2%)	$102,600 (-13.2%)
2024	$3,347.00 (+14.19%)
2023		$59,100	$118,200
2021	$2,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLUSHING serves 8,311 people
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.