433 N Elms Rd, Flushing, MI 48433 Property Records

Genesee County property record for 433 N Elms Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1920
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Sep 2019)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-25-200-012`

Property Details

APN / Parcel Number

Primary APN	`55-25-200-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	660 ft deep x 264 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 N ELMS RD
City	FLUSHING
State	MI
Zip	48433-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	N 16 RDS OF S 46 RDS OF E 40 RDS OF E 1/2 OF NE 1/4 SEC 25 T8N R5E 4.00 A
Legal Range	05E
Legal Township	08N
Legal Section	25
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	1
Census Block	1000
Census Tract	10603

Owner

Source: Genesee County records · APN 55-25-200-012

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 N ELMS RD, FLUSHING, MI 48433-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	201961730
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 24, 2019
Property Address	433 N ELMS RD, FLUSHING, MI 48433-1423
Document Number	0000061730
Instrument Date	Sep 20, 2019
Instrument	61730
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 N ELMS RD FLUSHING MI 484331423, FLUSHING, MI 48433-1423

Mortgage

Document Number	61731
Date	Sep 24, 2019
Instrument	61731

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (-17%) Homeowner's exemption	$129,500 (+17.19%)	$259,000 (+17.19%)
2024	$4,188.00 (+16.37%)
2023		$110,500	$221,000
2021	$3,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490106031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0002340, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLUSHING serves 8,311 people
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.