449 Moss Ave, Vernon, FL 32462 Property Records

Walton County property record for 449 Moss Ave, Vernon, FL 32462

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 984 sqft · built 2006
Lot Size0.234 acres (10,193 sqft)
Owner2 Trust Names on File
Tax Bill$1,369 (2025)
Deeds & MortgagesAug 2021 Transfer
Flood ZoneZone AE (high risk)
APN26-2S-18-15020-00F-0390

Property Details

APN / Parcel Number

Primary APN26-2S-18-15020-00F-0390
Alternative APNs
  • 26-218-15020-00F-0390
  • 1051658

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area984 sqft Living Area
Gross Area3,184 sqft
1st Floor Area840 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions162 ft deep x 63 ft wide
Garage TypeAttached
Garage Area840 sqft
PorchOpen/Unfinished Porch
Porch Area1,360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address449 MOSS AVE
CityVERNON
StateFL
Zip32462-6140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSA
Legal DescriptionCOM AT SE/C OF W2 OF SW4, W 190.72 FT, N 420 FT, N 40 DEG 00W 981.11 FT, N 27 DEG 10E 761.11 FT, N 62 DEG 50W 252.6 FT, N 46 DEG 46E 72.6 FT FOR A POB, N 46 DEG 46E 72.6 FT, N 43 DEG 14W 170 FT M OR L TO BANK OF CANAL, SWLY ALONG BANK OF CANAL 54 FT
Legal Range018
Legal Township02S
Legal Section26
Legal SubdivisionSTEELE FIELD UNRECD S/D
Legal BlockF03
Legal Lot Number390
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3076
Census Tract950501

Owner

449 Moss Ave is held in a trust since August 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record2 Trust Names on File
Mailing Address112 CAROLYN AVE, PANAMA CITY, FL 32407-5605
Owner TypeIndividual
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 13, 2021
Transfer Doc0032122944
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateAug 19, 2021
Property Address449 MOSS AVE, VERNON, FL 32462-6140
Document Number0032122944
Book / Page3212 / 2944
Instrument DateAug 13, 2021
Instrument20210041785
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address112 CAROLYN AVE, PANAMA CITY BEACH, FL 32407-5605
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 449 Moss Ave was $1,369, up 8.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,369.00 (+8.56%)$170,692 Land $23,738 Building $146,954$170,692 Land $23,738 Building $146,954
2024$1,261.00 (+4.47%)
2023$1,207.00 (+2.99%)$157,218 (+1.92%) Land $6,809 Building $150,409$157,218 (+1.92%) Land $6,809 Building $150,409
2022$1,172.00$154,249 Land $7,558 Building $146,691$154,249 Land $7,558 Building $146,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Moss Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Moss Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Moss Ave

Nearby Streets

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