295 Moss Ave, Vernon, FL 32462 Property Records

Walton County property record for 295 Moss Ave, Vernon, FL 32462

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 864 sqft · built 2014
Lot Size0.14 acres (6,098 sqft)
OwnerTrust Name on File
Tax Bill$738 (2025)
Flood ZoneZone AE (high risk)
APN26-2S-18-15020-00D-0090

Property Details

APN / Parcel Number

Primary APN26-2S-18-15020-00D-0090
Alternative APNs
  • 26-218-15020-00D-0090
  • 1051608

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,296 sqft
1st Floor Area864 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 61 ft wide
PorchOpen/Unfinished Porch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address295 MOSS AVE
CityVERNON
StateFL
Zip32462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONG DESC AS RECD IN OR 928-306 (BEING LOT 9 BLK D STEELE FIELD UNRECD S/D) OR 2720-2643 DESC AS: COM AT THE SE/C OF THE W1/2 OF THE SW1/4 OF SEC 26-2S-18W THENCE W ALONG THE S LINE OF SEC 26 455.72FT THENCE N 323.56FT THENCE N 40 DEG W 123.56FT TO T
Legal Range018
Legal Township02S
Legal Section26
Legal SubdivisionSTEELE FIELD UNRECD S/D
Legal BlockD
Legal Lot Number9
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3080
Census Tract950501

Owner

295 Moss Ave is held in a trust since February 2008.

Source: Walton County records, as of December 3, 2025

Owner of RecordTrust Name on File
Mailing Address586 FAIRWAY CT NE, FORT WALTON BEACH, FL 32547-1809
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 15, 2008
Transfer Doc0027882730
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 295 Moss Ave was $738, up 10.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$738.00 (+10.31%)$96,507 Land $15,000 Building $81,507$96,507 Land $15,000 Building $81,507
2024$669.00 (+4.37%)
2023$641.00 (+3.55%)$86,174 (+3.01%) Land $3,827 Building $82,347$86,174 (+3.01%) Land $3,827 Building $82,347
2022$619.00$83,653 Land $4,248 Building $79,405$83,653 Land $4,248 Building $79,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Moss Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Moss Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Moss Ave

Nearby Streets

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