449 Main St, Ceredo, WV 25507 Property Records

Wayne County property record for 449 Main St, Ceredo, WV 25507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 1927
Lot Size	0.057 acres (2,483 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Jun 2026)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`03-6-0283.0000`

Property Details

APN / Parcel Number

Primary APN	`03-6-0283.0000`
Alternative APN	`50-03-6-0283.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 MAIN ST
City	CEREDO
State	WV
Zip	25507-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2,500 SQ FT; S C&O W MAIN ST
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	6
Census Block	6068
Census Tract	20300

Owner

449 Main St is owned and occupied by two individuals who acquired it in July 2026.

Source: Wayne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 MAIN ST, CEREDO, WV 25507-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Quit Claim Deed, Transfer BEST BCH TITLE, BEST TITLE
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 16, 2018	Deed of Trust, Mortgage · ARM FIRST PRIORITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	2026592572
Deed Book / Page	795 / 467
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000593920
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE WV
Recording Date	Jul 28, 2026
Property Address	449 MAIN ST, CEREDO, WV 25507-1100
Document Number	0000593920
Book / Page	796 / 430
Instrument Date	Jul 9, 2026
Instrument	2026593920
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	BEST BCH TITLE, BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MAIN ST, CEREDO, WV 25507-1100

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE WV
Recording Date	Jun 5, 2026
Property Address	449 MAIN ST, CEREDO, WV 25507-1100
Document Number	0000592572
Book / Page	795 / 467
Instrument Date	Jun 3, 2026
Instrument	2026592572
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,441.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MAIN ST, CEREDO, WV 25507-1100

Mortgage

Document Number	0000592573,
Date	Jun 5, 2026
Instrument	2026592573

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	449 MAIN ST, CEREDO, WV 25507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3130516026
Date	Jan 16, 2018
Book Page	795/323
Instrument	3130516026

Lender

Name	FIRST PRIORITY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	204 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Min Rate At Change	2.11%
Max Rate At Change	6.11%
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2025 property tax bill for 449 Main St was $1,367.

Source: Wayne County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Ceredo City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00	$40,380 Land $3,180 Building $37,200	$67,300 Land $5,300 Building $62,000
2023	$1,258.00	$39,240 Land $3,180 Building $36,060	$65,400 Land $5,300 Building $60,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2015)
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEREDO WATER WORKS serves 1,472 people · EPA ID WV3305001
Water Source	Purchased surface water from KENOVA MUNICIPAL WATER
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Coliform assessment Sep 2019 Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Xfinity.

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