433 Main St, Ceredo, WV 25507 Property Records

Wayne County property record for 433 Main St, Ceredo, WV 25507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,577 sqft · built 1925
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2020)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`03-6-0280.0000`

Property Details

APN / Parcel Number

Primary APN	`03-6-0280.0000`
Alternative APN	`50-03-6-0280.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 MAIN ST
City	CEREDO
State	WV
Zip	25507-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5,000 SQ FT W OF MAIN
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	6
Census Block	6068
Census Tract	20300

Owner

Source: Wayne County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 MAIN ST, CEREDO, WV 25507-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Apr 29, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	0000751907
Deed Book / Page	751 / 907
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE WV
Recording Date	Nov 23, 2020
Property Address	433 MAIN ST, CEREDO, WV 25507
Document Number	751/907
Book / Page	751 / 907
Instrument Date	Nov 13, 2020
Instrument	3130544410
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 133, CEREDO, WV 25507-0133

Mortgage

Document Number	3130544411
Date	Nov 23, 2020
Instrument	3130544411

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE WV
Recording Date	Apr 29, 2020
Property Address	433 MAIN ST, CEREDO, WV 25507
Document Number	3130539977
Book / Page	000744 / 000747
Instrument Date	Apr 22, 2020
Instrument	3130539977
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	579 SHERWOOD DR HUNTINGTON WV 257049465, HUNTINGTON, WV 25704-9465

Mortgage

Document Number	3130539978
Date	Apr 29, 2020
Book Page	000821/000029
Instrument	3130539978

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Ceredo City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+7.96%)	$72,060 (+2.21%) Land $4,440 Building $67,620	$120,100 (+2.21%) Land $7,400 Building $112,700
2023	$1,130.00	$70,500 Land $4,440 Building $66,060	$117,500 Land $7,400 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2015)
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEREDO WATER WORKS serves 1,472 people · EPA ID WV3305001
Water Source	Purchased surface water from KENOVA MUNICIPAL WATER
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Coliform assessment Sep 2019 Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Xfinity.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures