Spencer County property record for 449 Inghram Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2005 |
| Lot Size | 0.941 acres (40,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,800 (Mar 2005) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Jul 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-32-20 |
| Primary APN | 39-32-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 40,991 sqft (0.941 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 238381 |
|---|---|
| Street Address | 449 INGHRAM LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .941 AC |
| Legal Subdivision | INGHRAM DIV |
| Jurisdiction | SPENCER KY |
| Township / Civil Division | TAYLORSVILLE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 80200 |
449 Inghram Ln is owned and occupied by an individual who bought it in March 2005.
Source: Spencer County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 449 INGHRAM LN, BLOOMFIELD, KY 40008-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2005 · Amount on File |
| Deed Sale | Mar 22, 2005 · Amount on File |
| Deed Document Number | 91162 |
| Deed Book / Page | 193 / 161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 449 INGHRAM LN, BLOOMFIELD, KY 40008-9429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000474/449 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 474/449 |
| Instrument | 203258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 449 Inghram Ln was $1,745 with exemptions applied.
Source: Spencer County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Spencer County |
| Unified School District | Spencer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 Homeowner's exemption Disabled Person's exemption | $230,000 Land $30,000 Building $200,000 | $230,000 |
| 2023 | $1,794.00 Homeowner's exemption Disabled Person's exemption | $230,000 Land $30,000 Building $200,000 | $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Inghram Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 449 Inghram Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 100 / 25 |
5G and 4G LTE (outdoors only)
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