Spencer County property record for 320 Inghram Ln, Bloomfield, KY 40008 · Last verified April 2026
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2,446 sqft · built 1991 |
| Lot Size | 8.24 acres (358,934 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,024 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-32-0B |
| Primary APN | 39-32-0B |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,446 sqft Living Area |
| Basement Area | 2,446 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 358,934 sqft (8.24 acres) |
| Driveway | Driveway |
| Porch | Porch |
| Deck Area | Deck Area |
| Account Number | 270101 |
|---|---|
| Street Address | 320 INGHRAM LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-9429 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | INGHRAM DIV/8.242 AC |
| Legal Subdivision | INGHRAM DIV |
| Jurisdiction | SPENCER KY |
| Township / Civil Division | TAYLORSVILLE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 80200 |
Source: Spencer County records · APN 39-32-0B
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 INGHRAM LN, BLOOMFIELD, KY 40008-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT MID AMERICA FLCA |
| Jul 17, 2017 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 320 INGHRAM LN, BLOOMFIELD, KY 40008-9429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 554/1 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 554/1 |
| Instrument | 221739 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 320 INGHRAM LN, BLOOMFIELD, KY 40008-9429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 474/714 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 474/714 |
| Instrument | 203327 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Aug 01, 2032 |
Source: Spencer County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Spencer County |
| Unified School District | Spencer County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,024.00 (-14.02%) Homeowner's exemption | $362,500 (+0.69%) Land $267,500 Building $95,000 | $407,000 (-) Land $125,000 Building $282,000 |
| 2023 | $3,517.00 | $360,000 Land $15,000 Building $345,000 | $407,000 Land $125,000 Building $282,000 |
Source: FEMA National Flood Hazard Layer, Spencer County (21215C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212150802003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures