449 Gem Smith Pl, Folsom, CA 95630 Property Records

Sacramento County property record for 449 Gem Smith Pl, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1999
Lot Size	0.096 acres (4,160 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Sep 2021)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-1380-004-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1380-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,160 sqft (0.096 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	449 GEM SMITH PL
City	FOLSOM
State	CA
Zip	95630-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	SUNCOUNTRY FOLSOM 03, LOT 54
Legal Subdivision	SUNCOUNTRY FOLSOM 03
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2009
Census Tract	8403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Sep 28, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Sep 28, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jan 17, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 17, 2019	Grant Deed, Transfer · Conventional Mortgage EL DORADO SVGS BK
Aug 2, 2017	Reverse Mortgage, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	20211614
Deed Book / Page	20210928 / 1614
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000001615
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 13, 2023
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	0000000300
Map Reference	MB 251 MAP 3
Instrument Date	Dec 21, 2022
Instrument	2023011300300
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 28, 2021
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	2021092801614
Map Reference	MB 251 MAP 3
Instrument Date	Sep 27, 2021
Instrument	2021092801614
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 28, 2021
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	2021092801615
Map Reference	MB 251 MAP 3
Instrument Date	Sep 17, 2021
Instrument	2021092801615
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2019
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	1901170862
Instrument Date	Jan 9, 2019
Instrument	1901170862
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	449 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2019
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	1901170863
Instrument Date	Dec 27, 2018
Instrument	1901170863
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	449 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163

Mortgage

Document Number	1901170864
Date	Jan 17, 2019
Instrument	1901170864

Lender

Name	EL DORADO SVGS BK
Type	Federal Savings Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

August 2017: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2017
Property Address	449 GEM SMITH PL, FOLSOM, CA 95630-3163
Document Number	1708020655
Instrument Date	Jul 21, 2017
Instrument	1708020655
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	449 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163

Mortgage

Document Number	1708020656
Date	Aug 2, 2017
Instrument	1708020656

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Aug 1, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Mortgage

Document Number	1708020657,
Date	Aug 2, 2017
Instrument	1708020657

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Aug 1, 2076

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,274 (+2%) Land $173,188 Building $395,086
2025	$6,000.00 (+2.13%) Homeowner's exemption	$557,133 (+4.04%) Land $169,793 Building $387,340
2024	$5,875.00 (+1.84%)
2023	$5,769.00 (+1.5%) Homeowner's exemption	$535,500 Land $163,200 Building $372,300
2022	$5,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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