Sacramento County property record for 446 Gem Smith Pl, Folsom, CA 95630 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,285 sqft Living Area |
| Lot Size | 3,825 sqft (0.088 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2018) |
| Tax Bill | $4,949.00 (2025) |
| Primary APN | 071-1380-002-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,285 sqft Living Area |
| 1st Floor | 1,285 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 3,825 sqft (0.088 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 446 GEM SMITH PL |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-3163 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNCOUNTRY FOLSOM 03, LOT 52 |
| Legal Subdivision | SUNCOUNTRY FOLSOM 03 |
| Legal Lot Number | 52 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | FOLSOM |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 8403 |
Source: Sacramento County records · APN 071-1380-002-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK NA |
| May 11, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AKT AMERICAN CAP |
| Feb 01, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on Record |
| Deed Sale | May 11, 2018 · Amount on Record |
| Prior Sale | Feb 01, 2017 · Amount on Record |
| Deed Book / Page | 20180511 / 577 |
| Prior Transfer Date | Apr 22, 2015 |
| Prior Transfer Doc | 0000001715 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Document Number | 0000000847 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 202102030847 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Document Number | 1910150909 |
| Instrument Date | Oct 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163 |
| Document Number | 1910150909 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 1910150909 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 11, 2018 |
| Property Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Document Number | 1805110577 |
| Instrument Date | May 07, 2018 |
| Instrument | 1805110577 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163 |
| Document Number | 1805110578 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 1805110578 |
| Name | AKT AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 01, 2017 |
| Property Address | 446 GEM SMITH PL, FOLSOM, CA 95630-3163 |
| Document Number | 0000001462 |
| Book / Page | 170201 / 001462 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $407.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 446 GEM SMITH PL FOLSOM CA 956303163, FOLSOM, CA 95630-3163 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $470,032 (+2%) Land $162,479 Building $307,553 | |
| 2025 | $4,949.00 (+2.13%) | $460,817 (+4.04%) Land $159,294 Building $301,523 |
| 2024 | $4,846.00 (+1.85%) | |
| 2023 | $4,758.00 (+1.49%) Homeowner's exemption | $442,924 Land $153,109 Building $289,815 |
| 2022 | $4,688.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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