449 Fairfield Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 449 Fairfield Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,350 sqft · built 1972
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$133,500 (Nov 1999)
Tax Bill$3,676 (2025)
Deeds & MortgagesMar 2009 Mortgage
Nov 2014 Line of Credit
+ 1 more
APN0491004001850

Property Details

APN / Parcel Number

Primary APN0491004001850

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area319 sqft
Patio Area1,016 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address449 FAIRFIELD DR
CityCHESAPEAKE
StateVA
Zip23322-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description185 ALBEMARLE ACRES SEC 3
Legal SubdivisionALBEMARLE ACRES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2006
Census Tract21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address449 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2009Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Nov 14, 2014Deed of Trust, Mortgage · Line of Credit
CHARTWAY FEDERAL CREDIT UNION
Aug 5, 2014Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 1999 · Amount on Record
Deed SaleNov 22, 1999 · Amount on Record
Deed Book / Page3998 / 875
Record UpdatedOct 29, 2026

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address449 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007737/608
DateMar 11, 2009
Book Page7737/608
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2024
Interest
Rate TypeFixed Rate

November 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address449 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009449/28
DateNov 14, 2014
Book Page9449/28
Lender
NameCHARTWAY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueOct 21, 2029
Interest
Rate TypeAdjustable Rate

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address449 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09417/1343
DateAug 5, 2014
Book Page9417/1343
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2044
Interest
Rate TypeFixed Rate
Rate4.38%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,600 (+5.66%) Land $210,000 Building $174,600$384,600 (+5.66%) Land $210,000 Building $174,600
2025$3,676.00 (+35.95%)$364,000 (+9.94%) Land $185,000 Building $179,000$364,000 (+9.94%) Land $185,000 Building $179,000
2023$331,100 (+11.18%) Land $175,000 Building $156,100$331,100 (+11.18%) Land $175,000 Building $156,100
2022$297,800 Land $150,000 Building $147,800$297,800 Land $150,000 Building $147,800
2019$2,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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