445 Fairfield Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 445 Fairfield Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,475 sqft · built 1973
Lot Size0.355 acres (15,464 sqft)
OwnerIndividual Name on Record
Tax Bill$3,525 (2025)
Deeds & MortgagesApr 2024 Transfer
Jul 2021 Refinance
APN0491004001840

Property Details

APN / Parcel Number

Primary APN0491004001840

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,475 sqft Living Area
1st Floor Area1,125 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,464 sqft (0.355 acres)
Lot Dimensions150 ft deep x 103 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area234 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address445 FAIRFIELD DR
CityCHESAPEAKE
StateVA
Zip23322-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description184 ALBEMARLE ACRES SEC 3
Legal SubdivisionALBEMARLE ACRES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2006
Census Tract21101

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Transfer on Death Deed, Transfer
Jul 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 19, 2024
Transfer Doc010743/547
Record UpdatedSep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 22, 2024
Property Address445 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
Document Number010743/547
Book / Page10743 / 547
Instrument DateApr 19, 2024
Instrument240007619
Transaction TypeTransfer
Record UpdatedMay 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address445 FAIRFIELD DR, CHESAPEAKE, VA 23322-3923
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010410/345
DateJul 16, 2021
Book Page10410/345
Instrument210032590
Lender
NameBANK OF AMERICA NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,525.00 (+4.26%)$349,000 (+10.69%) Land $185,000 Building $164,000$349,000 (+10.69%) Land $185,000 Building $164,000
2024$3,381.00 (+33.85%)
2023$315,300 (+11.14%) Land $175,000 Building $140,300$315,300 (+11.14%) Land $175,000 Building $140,300
2022$283,700 Land $150,000 Building $133,700$283,700 Land $150,000 Building $133,700
2019$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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