449 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 449 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,808 sqft · built 1938
Lot Size1.11 acres (48,613 sqft)
OwnerTrust Name on Record
Last Sale$947,000 (Apr 2009)
Tax Bill$23,786 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Feb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNM:1050001100000

Property Details

APN / Parcel Number

Primary APNM:1050001100000
Alternative APN
  • NEED M:105.0 B:0011 L:0000.0

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,808 sqft Living Area
1st Floor Area2,789 sqft
Basement Area2,760 sqft
Unfinished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,613 sqft (1.11 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address449 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal SubdivisionNEEDHAM
Legal Block11
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2001
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address449 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1747
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Feb 3, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2009 · Amount on Record
Deed SaleApr 16, 2009 · Amount on Record
Prior SaleJul 31, 2006 · Amount on Record
Deed Document Number200938304
Deed Book / Page26548 / 559
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address449 CENTRAL AVE, NEEDHAM, MA 02494-1747
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041189-30
DateMay 11, 2023
Book Page41189/30
Instrument28109
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address449 CENTRAL AVE, NEEDHAM, MA 02494-1747
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040296-168
DateFeb 3, 2022
Book Page40296/168
Instrument10939
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,786.00 (+21.75%)$2,244,000 (+49.78%) Land $700,700 Building $1,543,300$2,100,250 (+27.94%)
2024$1,641,600
2023$19,537.00$1,498,200 Land $428,600 Building $1,069,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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