425 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 425 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,280 sqft · built 1993
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on Record
Last Sale$1,555,000 (Jun 2022)
Tax Bill$15,406 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Oct 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:1050000800000

Property Details

APN / Parcel Number

Primary APNM:1050000800000
Alternative APN
  • NEED M:105.0 B:0008 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,280 sqft Living Area
Gross Area3,160 sqft
1st Floor Area1,280 sqft
Basement Area1,280 sqft
Unfinished Basement580 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address425 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block8
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2001
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
VILLAGE BANK
Oct 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
May 19, 2017Quit Claim Deed, Transfer
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Book / Page40589 / 575
Record UpdatedSep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJun 3, 2022
Property Address425 CENTRAL AVE, NEEDHAM, MA 02494-1747
Document Number040589-575
Book / Page40589 / 575
Instrument DateJun 3, 2022
Instrument49582
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address425 CENTRAL AVE, NEEDHAM, MA 02494-1747

Mortgage

Document Number0000049583
DateJun 3, 2022
Instrument49583
Lender
NameVILLAGE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.13%
Type Change DateJul 1, 2029
Max Rate At Change3%
Index1-Year CMT
Margin3

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address425 CENTRAL AVE, NEEDHAM, MA 02494-1747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37225-409
DateOct 8, 2019
Book Page37225/409
Instrument91509
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateMay 19, 2017
Property Address425 CENTRAL AVE, NEEDHAM, MA 02494-1747
Document Number35124-242
Book / Page35124 / 242
Instrument43423
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$92.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number351240247
DateMay 19, 2017
Instrument35124/0247
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueMay 19, 2047

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,406.00 (+8.07%)$1,453,400 (+32.95%) Land $670,600 Building $782,800$1,242,315 (-29.09%)
2024$1,751,895
2023$14,255.00$1,093,200 Land $480,700 Building $612,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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