44898 Point Bay Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44898 Point Bay Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,474 sqft · built 1995
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Aug 2021)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-26-0738-000`

Property Details

APN / Parcel Number

Primary APN	`038-26-0738-000`
Alternative APN	`63 E 9 16`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	836 sqft
Basement Area	786 sqft
Finished Basement	786 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44898 POINT BAY TER
City	ASHBURN
State	VA
Zip	20147-2739
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	RIVERSIDE VILLAGES AT UNIVERSITY CENTER SEC.2 LOT 16 200708170060899 NAME CHNG 200707310056606
Legal Subdivision	RIVERSIDE VILLAGE
Legal Block	2
Legal Lot Number	16
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611002

Owner

44898 Point Bay Ter, a townhouse, is owned and occupied by an individual who bought it in August 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	44898 POINT BAY TER, ASHBURN, VA 20147-2739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORPORATION
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 29, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	202184675
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 9, 2021
Property Address	44898 POINT BAY TER, ASHBURN, VA 20147-2739
Document Number	202108090084675
Instrument Date	Aug 6, 2021
Instrument	202108090084675
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44898 POINT BAY TER, ASHBURN, VA 20147-2739

Mortgage

Document Number	202108090084676
Date	Aug 9, 2021
Instrument	202108090084676

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44898 POINT BAY TER, ASHBURN, VA 20147-2739
Document Number	20210121008021
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44898 POINT BAY TER ASHBURN VA 201472739, ASHBURN, VA 20147-2739

Mortgage

Document Number	20210121008021
Date	Jan 21, 2021
Instrument	8021

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 29, 2019
Property Address	44898 POINT BAY TER, ASHBURN, VA 20147-2739
Document Number	20190329015219
Instrument Date	Mar 27, 2019
Instrument	15219
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44898 POINT BAY TER ASHBURN VA 201472739, ASHBURN, VA 20147-2739

Mortgage

Document Number	20190329015220
Date	Mar 29, 2019
Instrument	15220

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44898 Point Bay Ter was $4,724.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00	$586,860 Land $168,500 Building $418,360	$586,860 Land $168,500 Building $418,360
2023	$4,496.00	$513,850 Land $148,500 Building $365,350	$513,850 Land $148,500 Building $365,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44898 Point Bay Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44898 Point Bay Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Point Bay Ter

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