44897 Point Bay Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44897 Point Bay Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,474 sqft · built 1996
Lot Size	0.03 acres (1,306 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2022)
Tax Bill	$4,661 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-26-0125-000`

Property Details

APN / Parcel Number

Primary APN	`038-26-0125-000`
Alternative APN	`63 E 9 23`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	836 sqft
Basement Area	786 sqft
Finished Basement	786 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,306 sqft (0.03 acres)
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44897 POINT BAY TER
City	ASHBURN
State	VA
Zip	20147-2739
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	RIVERSIDE VILLAGES AT UNIVERSITY CENTER SEC.2 LOT 23 200901270003747
Legal Subdivision	RIVERSIDE VILLAGE
Legal Block	2
Legal Lot Number	23
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611002

Owner

44897 Point Bay Ter, a townhouse, is owned and occupied by two individuals who bought it in September 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44897 POINT BAY TER, ASHBURN, VA 20147-2739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
May 31, 2018	Deed of Trust, Mortgage · VA Mortgage POTOMAC MTG GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Jan 27, 2009 · Amount on File
Deed Document Number	202254134
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 26, 2022
Property Address	44897 POINT BAY TER, ASHBURN, VA 20147-2739
Document Number	0000054134
Instrument Date	Sep 23, 2022
Instrument	202209260054134
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	REDWOOD TITLE, REDWOOD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44897 POINT BAY TER, ASHBURN, VA 20147-2739

Mortgage

Document Number	0000054135
Date	Sep 26, 2022
Instrument	202209260054135

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44897 POINT BAY TER, ASHBURN, VA 20147-2739
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106290071610
Date	Jun 29, 2021
Instrument	202106290071610

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44897 POINT BAY TER, ASHBURN, VA 20147-2739
Document Number	20180605031746
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180605031746
Date	Jun 5, 2018
Instrument	31746

Lender

Name	POTOMAC MTG GRP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 44897 Point Bay Ter was $4,661.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,661.00	$579,050 Land $165,000 Building $414,050	$579,050 Land $165,000 Building $414,050
2023	$4,419.00	$505,110 Land $145,000 Building $360,110	$505,110 Land $145,000 Building $360,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44897 Point Bay Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44897 Point Bay Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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