Onondaga County and Clay Town property record for 4489 Millstream Dr, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,584 sqft · built 2011 |
| Lot Size | 0.349 acres (15,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2025) |
| Tax Bill | $12,103 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 070.-03-33.0 |
| Primary APN | 312489 070.-03-33.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| 2nd Floor Area | 1,216 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,239 sqft (0.349 acres) |
| Lot Dimensions | 169 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4489 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 216 GILLIS ST, SYRACUSE, NY 13209-2337 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 7, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage CNB MORTGAGE CO |
| May 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Aug 11, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK |
| Aug 11, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 202525129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Aug 7, 2025 |
| Property Address | 4489 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 202500025129 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2025-00025129 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 GILLIS ST, SYRACUSE, NY 13209-2337 |
| Document Number | 202500025130 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2025-00025130 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | May 27, 2022 |
| Property Address | 4489 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 2022000021332 |
| Instrument Date | May 25, 2022 |
| Instrument | 20220-00021332 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 NELSON AVE, EAST SYRACUSE, NY 13057-1846 |
| Document Number | 22000021333 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 220-00021333 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Aug 11, 2020 |
| Property Address | 4489 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 2020000026726 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 20200-00026726 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 DUNLAP DR, SYRACUSE, NY 13214-2419 |
| Document Number | 20000026727 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 200-00026727 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2020000026727 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 20200-00026727 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Aug 11, 2020 |
| Property Address | 4489 MILLSTREAM DR, CLAY, NY 13041-2550 |
| Document Number | 2020000026725 |
| Instrument Date | Jun 13, 2020 |
| Instrument | 20200-00026725 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905 |
| Document Number | 2020000026727 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 20200-00026727 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,103.00 | $11,500 (-) Land $1,500 Building $10,000 | $479,167 (+14.58%) Land $62,500 Building $416,667 |
| 2024 | $11,500 (-) Land $1,500 Building $10,000 | $418,182 (+8.36%) Land $54,545 Building $363,637 | |
| 2023 | $11,500 Land $1,500 Building $10,000 | $385,906 Land $50,336 Building $335,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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