Onondaga County and Clay Town property record for 4480 Millstream Dr, Clay, NY 13041 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,720 sqft Living Area |
| Lot Size | 12,783 sqft (0.293 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $238,730 (2012) |
| Tax Bill | $10,848.00 (2025) |
| Primary APN | 312489 070.-03-32.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,720 sqft Living Area |
| 1st Floor | 2,720 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 12,783 sqft (0.293 acres) |
| Depth X Width | 142 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 264 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4480 MILLSTREAM DR |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-2551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ONONDAGA NY |
| Minor Civil Division | CLAY |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 11232 |
Source: Onondaga County and Clay Town records · APN 312489 070.-03-32.0
Assessment roll updated May 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage AMERICU CU |
| Nov 10, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance KEY BANK NA |
| Oct 25, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance AMERICU CU |
| Nov 09, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on Record |
| Deed Sale | Apr 20, 2012 · Amount on Record |
| Prior Sale | Jan 26, 2012 · Amount on Record |
| Deed Book / Page | 5196 / 713 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0000053823 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600003700 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 2026-00003700 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2021000053939 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 20210-00053939 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000035367 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 20230-00035367 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Nov 09, 2021 |
| Property Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
| Document Number | 2021000053823 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 20210-00053823 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4480 MILLSTREAM DR, CLAY, NY 13041-2551 |
Source: Onondaga County and Clay Town records · Assessment roll updated May 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,848.00 | $10,200 (-) Land $1,500 Building $8,700 | $425,000 (+24.17%) Land $62,500 Building $362,500 |
| 2023 | Homeowner's exemption | $10,200 Land $1,500 Building $8,700 | $342,282 Land $50,336 Building $291,946 |
4480 Millstream Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Onondaga County (36067C), updated March 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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