44881 312th St, Gayville, SD 57031 Property Records

Yankton County property record for 44881 312th St, Gayville, SD 57031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1890
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01.021.100.110`

Property Details

APN / Parcel Number

Primary APN	`01.021.100.110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Unfinished Basement	1,168 sqft
Flooring	Carpet

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	192,971 sqft (4.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44881 312TH ST
City	GAYVILLE
State	SD
Zip	57031-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A NE4 NE4
Legal Range	54
Legal Township	93
Legal Section	21
Legal Subdivision	A ADDN
Legal Tract	A
Jurisdiction	YANKTON SD
Township / Civil Division	GAYVILLE
Census Block Group	5
Census Block	5109
Census Tract	966400

Owner

44881 312th St is owned and occupied by two individuals.

Source: Yankton County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44881 312TH ST, GAYVILLE, SD 57031-6506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Oct 7, 2019	Deed of Trust, Mortgage SERVICES CENTER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	44881 312TH ST, GAYVILLE, SD 57031-6506
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581/289
Date	Nov 18, 2025
Book Page	581/289

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	44881 312TH ST, GAYVILLE, SD 57031-6506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	547/358
Date	Oct 7, 2019
Book Page	547/358

Lender

Name	SERVICES CENTER FCU
Type	Credit Union
Address	YANKTON, SD 57078

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 44881 312th St was $2,384.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Gayville Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 Land $25,200 Building $198,200	$223,400 Land $25,200 Building $198,200
2025	$2,384.00
2023		$181,300 Land $21,800 Building $159,500
2022	$2,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44881 312th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44881 312th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
South Dakota Wireless Internet Fixed Wireless	75 / 20
AT&T Fixed Wireless	25 / 3
Bluepeak DSL	10 / 1

Nearby Properties on 312th St

Nearby Streets

All Gayville, SD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures