Yankton County property record for 44816 312th St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,016 sqft · built 1925 |
| Lot Size | 4.62 acres (201,247 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jul 2011) |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01.016.350.100 |
| Primary APN | 01.016.350.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Flooring | Other |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 201,247 sqft (4.62 acres) |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44816 312TH ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-6506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 KEITH LANE ADDN SW4 SW4 |
| Legal Range | 54 |
| Legal Township | 93 |
| Legal Section | 16 |
| Legal Subdivision | LANE ADDN |
| Legal Tract | 1 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5093 |
| Census Tract | 966400 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44816 312TH ST, GAYVILLE, SD 57031-6506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2011 · Amount on Record |
| Deed Sale | Jul 1, 2011 · Amount on Record |
| Deed Book / Page | 499 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 44816 312TH ST, GAYVILLE, SD 57031-6506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44816 312TH ST, GAYVILLE, SD 57031-6506 |
| Document Number | 000582/247 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 582/247 |
| Name | EXPLORERS CU |
|---|---|
| Type | Credit Union |
| Address | 609 W 21ST ST, YANKTON, SD 57078 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2036 |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| County Subdivision | Gayville Township |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,200 (+27.3%) Land $25,900 Building $199,300 | $225,200 Land $25,900 Building $199,300 | |
| 2025 | $2,370.00 (+17.27%) | ||
| 2023 | $176,900 Land $22,400 Building $154,500 | ||
| 2022 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| South Dakota Wireless Internet Fixed Wireless | 75 / 20 |
| Bluepeak DSL | 10 / 1 |
May also be available: AT&T, Verizon.
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