Merced County property record for 4488 Cohen Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,558 sqft · built 2018 |
| Lot Size | 0.129 acres (5,603 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,500 (Jul 2018) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-153-023-000 |
| Primary APN | 224-153-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Lot Area | 5,603 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-153-023 |
|---|---|
| Street Address | 4488 COHEN CT |
| City | MERCED |
| State | CA |
| Zip | 95348-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELLEVUE RANCH EAST VILLAGE 14 PHASE 2 LOT 75 |
| Legal Subdivision | BELLEVUE RANCH EAST 5323 VILLA |
| Legal Lot Number | 75 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1007 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jul 26, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jan 3, 2018 | Grant Deed, Mortgage WILMINGTON TR |
| Dec 1, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Nov 9, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jun 20, 2017 | Deed of Trust, Mortgage WESTERN ALLIANCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on Record |
| Deed Sale | Jul 26, 2018 · Amount on Record |
| Prior Sale | Nov 9, 2017 · Amount on Record |
| Deed Document Number | 201822731 |
| Prior Transfer Date | Jun 15, 2011 |
| Prior Transfer Doc | 0000025249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|---|
| Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000020810 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021020810 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000009934 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022009934 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000006614 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4488 COHEN CT MERCED CA 953488580, MERCED, CA 95348-8580 |
| Document Number | 0000006614 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 6614 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 26, 2018 |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000022731 |
| Map Reference | MB 73 MAP 32 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 2018022731 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | ORANGE COAST TITLE BUILDER S |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000022732 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018022732 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 3, 2018 |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 0000000108 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 108 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 2, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 1, 2017 |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 40819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040819 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 40819 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 9, 2017 |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000037668 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 37668 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,362.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4488 COHEN CT, MERCED, CA 95348-8580 |
| Document Number | 0000020898 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 NATIONAL DR #100 SACRAMENTO CA 958341981, 100, SACRAMENTO, CA 95834-1981 |
| Document Number | 0000020898 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 20898 |
| Name | WESTERN ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94612 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 29, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,934 (+2%) Land $73,955 Building $251,979 | |
| 2025 | $5,013.00 (+4.52%) Homeowner's exemption | $319,544 (+4.04%) Land $72,505 Building $247,039 |
| 2024 | $4,796.00 (+1.63%) | |
| 2023 | $4,719.00 (+1.92%) Homeowner's exemption | $307,139 Land $69,691 Building $237,448 |
| 2022 | $4,630.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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