4436 Cohen Ct, Merced, CA 95348 Property Records

Merced County property record for 4436 Cohen Ct, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,564 sqft · built 2018
Lot Size0.112 acres (4,879 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Dec 2023)
Tax Bill$6,134 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN224-153-019-000

Property Details

APN / Parcel Number

Primary APN224-153-019-000
Alternative APN
  • 224153019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,564 sqft Living Area

Exterior

Year BuiltBuilt 2018
Architectural StyleOther
Construction TypeWood Frame
Lot Area4,879 sqft (0.112 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224153019
Street Address4436 COHEN CT
CityMERCED
StateCA
Zip95348-8580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH EAST VILLAGE 14 PHASE 2 LOT 79
Legal SubdivisionBELLEVUE RANCH EAST 5323 VILLA
Legal Lot Number79
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2021
Census Tract1007

Owner

Source: Merced County assessment roll, APN 224-153-019-000, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4436 COHEN CT, MERCED, CA 95348-8580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 12, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 31, 2018Grant Deed, Subdivision Related Transfer · ARM
THE FEDERAL SAVINGS BANK
Jan 03, 2018Grant Deed, Mortgage
WILMINGTON TR
Dec 01, 2017Grant Deed, Mortgage
WILMINGTON TR
Nov 09, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE
Jun 20, 2017Deed of Trust, Mortgage
WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleOct 31, 2018 · Amount on Record
Deed Document Number2023031047
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4436 COHEN CT, MERCED, CA 95348-8580

Mortgage

Document Number0000001247
DateJan 20, 2026
Instrument2026001247
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 12, 2023
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Document Number0000031047
Map ReferenceMB 73 PG 32
Instrument DateDec 05, 2023
Instrument2023031047
Transaction TypeTransfer
Record UpdatedJan 08, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4436 COHEN CT, MERCED, CA 95348-8580
InvestorPossibly a Property Investor

Mortgage

Document Number0000031048
DateDec 12, 2023
Instrument2023031048
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 31, 2018
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Document Number0000033924
Map ReferenceDOC2010-10421
Instrument DateOct 29, 2018
Instrument2018033924
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 21, 2022
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3721 DOUGLAS BLVD STE 150, 3721, ROSEVILLE, CA 95661-4244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address24211 HAWTHORNE BLVD, TORRANCE, CA 90505-6504

Mortgage

Document Number0000033925
DateOct 31, 2018
Instrument2018033925
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateNov 01, 2023
Change FrequencyAnnually
Min Rate At Change6.37%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate11.3%

January 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJan 03, 2018
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Instrument DateDec 27, 2017
Instrument108
Transaction TypeMortgage
Record UpdatedJan 18, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number0000000108
DateJan 03, 2018
Instrument108
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
AmountAmount Recorded
Term60 Months
DueJan 02, 2023

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 01, 2017
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Instrument DateNov 30, 2017
Instrument40819
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139
InvestorPossibly a Property Investor

Mortgage

Document Number0000040819
DateDec 01, 2017
Instrument40819
Lender
NameWILMINGTON TR
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
AmountAmount Recorded

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 09, 2017
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Document Number0000037668
Instrument DateNov 06, 2017
Instrument37668
Transaction TypeTransfer
Record UpdatedDec 01, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$2,362.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
InvestorPossibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address4436 COHEN CT, MERCED, CA 95348-8580
Document Number0000020898
Instrument DateJun 20, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 NATIONAL DR #100 SACRAMENTO CA 958341981, 100, SACRAMENTO, CA 95834-1981

Mortgage

Document Number0000020898
DateJun 30, 2017
Instrument20898
Lender
NameWESTERN ALLIANCE BK
TypeBank
AddressOAKLAND, CA 94612
Agreement
AmountAmount Recorded
Term60 Months
DueJun 29, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,134.00 (+24.9%) Homeowner's exemption$423,300 (+32.04%) Land $112,200 Building $311,100
2023$4,911.00 (+1.87%)$320,585 Land $69,691 Building $250,894
2022$4,821.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 321 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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