4488 Breen Rd, Emmett, MI 48022 Property Records

St. Clair County property record for 4488 Breen Rd, Emmett, MI 48022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1989
Lot Size	12.3 acres (538,402 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2023)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-19-020-1001-200`

Property Details

APN / Parcel Number

Primary APN	`74-19-020-1001-200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	538,402 sqft (12.3 acres)
Lot Width	653 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4488 BREEN RD
City	EMMETT
State	MI
Zip	48022-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI
Legal Description	BEG AT NW SEC COR, TH S 89D 43M E 487.10', TH S 0D 7M 48S E 656.65', TH S 89D 41M 36S E 165.90', TH S 0D 7M 48S E 332.75', TH
Legal Range	14E
Legal Township	07N
Legal Section	20
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EMMETT
Census Block Group	1
Census Block	1029
Census Tract	658100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4488 BREEN RD, EMMETT, MI 48022-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 9, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	202316217
Deed Book / Page	5653 / 848
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4488 BREEN RD, EMMETT, MI 48022-2829
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4488 BREEN RD, EMMETT, MI 48022-2829

Mortgage

Document Number	0005647441
Date	Aug 17, 2023
Book Page	5647/441
Instrument	2023014689

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4488 BREEN RD, EMMETT, MI 48022-2829
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4488 BREEN RD, EMMETT, MI 48022-2829

Mortgage

Document Number	0005803208
Date	Apr 9, 2025
Book Page	5803/208
Instrument	2025006442

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2053

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4488 BREEN RD, EMMETT, MI 48022-2829
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4488 BREEN RD, EMMETT, MI 48022-2829

Mortgage

Document Number	0005765948
Date	Nov 14, 2024
Book Page	5765/948
Instrument	2024020370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 13, 2023
Property Address	4488 BREEN RD, EMMETT, MI 48022-2829
Document Number	0005653848
Book / Page	5653 / 848
Instrument Date	Aug 9, 2023
Instrument	2023016217
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4488 BREEN RD, EMMETT, MI 48022-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6350 STERLING RD, LYNN, MI 48097-2104

Mortgage

Document Number	2023014689
Date	Sep 13, 2023
Instrument	2023014689

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Emmett Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,400 (+6.04%)	$294,800 (+6.04%)
2025	$3,706.00 (+2.43%) Homeowner's exemption	$139,000 (+12.28%)
2024	$3,618.00 (+115.49%)		$278,000 (+12.28%)
2023		$123,800
2022	$1,679.00		$247,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: AVS Broadband.

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