4411 Breen Rd, Emmett, MI 48022 Property Records

St. Clair County property record for 4411 Breen Rd, Emmett, MI 48022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1998
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2025)
Tax Bill	$869 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-19-019-2002-900`

Property Details

APN / Parcel Number

Primary APN	`74-19-019-2002-900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,266 sqft
Basement Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	110,642 sqft (2.54 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4411 BREEN RD
City	EMMETT
State	MI
Zip	48022-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI
Legal Description	BEG S 874' FROM NE SEC COR, TH S 175', TH S 89D 27M 30S W 623.03', TH N 180.89' TH E 623' TO BEG SECTION 19 T7N R14E 2.54 A
Legal Range	14E
Legal Township	07N
Legal Section	19
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EMMETT
Census Block Group	1
Census Block	1028
Census Tract	658100

Owner

Source: St. Clair County records · APN 74-19-019-2002-900

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	583 MARKET ST, ALGONAC, MI 48001-1655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Oct 23, 2025	Warranty Deed, Transfer · FHA Mortgage SIMPLE HOME LENDING LLC
Aug 17, 2021	Intrafamily Transfer, Transfer
Nov 01, 2017	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	202520316
Deed Book / Page	5863 / 979
Prior Transfer Date	Aug 14, 2021
Prior Transfer Doc	5409247
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4411 BREEN RD, EMMETT, MI 48022-2803
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4411 BREEN RD, EMMETT, MI 48022-2803

Mortgage

Document Number	0000053967
Date	Jul 21, 2021
Book Page	5396/7
Instrument	2021021033

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2025
Property Address	4411 BREEN RD, EMMETT, MI 48022-2803
Document Number	0005863979
Book / Page	5863 / 979
Instrument Date	Oct 01, 2025
Instrument	2025020316
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4411 BREEN RD, EMMETT, MI 48022-2803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 MARKET ST, ALGONAC, MI 48001-1655

Mortgage

Document Number	2025019047
Date	Oct 23, 2025
Instrument	2025019047

Lender

Name	SIMPLE HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Mortgage

Document Number	0005858440
Date	Oct 06, 2025
Book Page	5858/440
Instrument	2025019047

Lender

Name	SIMPLE HOME LENDING LLC
Address	17901 HALL RD, MACOMB, MI 48044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 17, 2021
Property Address	4411 BREEN RD, EMMETT, MI 48022-2803
Document Number	5409247
Book / Page	5409 / 247
Instrument Date	Aug 14, 2021
Instrument	2021023597
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4411 BREEN RD, EMMETT, MI 48022-2803

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4411 BREEN RD, EMMETT, MI 48022-2803
Document Number	0048890804
Book / Page	004889 / 000804
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4411 BREEN RD EMMETT MI 480222803, EMMETT, MI 48022-2803

Mortgage

Document Number	0048890804
Date	Nov 13, 2017
Book Page	004889/000804

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Emmett Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (-57.17%) Homeowner's exemption	$143,900 (+23.84%)
2024	$2,029.00 (+10.51%)		$287,800 (+23.84%)
2023		$116,200
2022	$1,836.00		$232,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Agri-Valley Communications.

Based on FCC filings for 18 locations within half a mile of this property.

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