44864 Fern Cir, Temecula, CA 92592 Property Records

Riverside County property record for 44864 Fern Cir, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,476 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2017)
Tax Bill	$6,644 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`960-262-003`

Property Details

APN / Parcel Number

Primary APN	`960-262-003`
Alternative APN	`950362003`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	3,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	44864 FERN CIR
City	TEMECULA
State	CA
Zip	92592-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 128 MB 229/015 TR 23173-2
Legal Subdivision	TRACT NO 23173 2
Legal Tract	23173-2
Legal Lot Number	128
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43248

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44864 FERN CIR, TEMECULA, CA 92592-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC
Jul 18, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2017292711
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44864 FERN CIR, TEMECULA, CA 92592-3407
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44864 FERN CIR, TEMECULA, CA 92592-3407

Mortgage

Document Number	0000573350
Date	Sep 27, 2021
Instrument	2021-0573350

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 18, 2017
Property Address	44864 FERN CIR, TEMECULA, CA 92592-3407
Document Number	0000292711
Map Reference	MB 229 PG 15-27
Instrument Date	Jul 10, 2017
Instrument	2017-0292711
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44864 FEM CR, TEMECULA, CA 92592

Mortgage

Document Number	0000292712
Date	Jul 18, 2017
Instrument	2017-0292712

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,271 (+2%) Land $165,379 Building $385,892
2025	$6,644.00 (+2.4%)	$540,463 (+4.04%) Land $162,137 Building $378,326
2023	$6,488.00 (+2.22%)	$519,478 Land $155,842 Building $363,636
2022	$6,347.00
2021			$618,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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