44854 Fern Cir, Temecula, CA 92592 Property Records

Riverside County property record for 44854 Fern Cir, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,644 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Apr 2022)
Tax Bill	$9,485 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`960-262-004`

Property Details

APN / Parcel Number

Primary APN	`960-262-004`
Alternative APN	`950362004`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	3,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	44854 FERN CIR
City	TEMECULA
State	CA
Zip	92592-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 129 MB 229/015 TR 23173-2
Legal Subdivision	TRACT NO 23173 2
Legal Tract	23173-2
Legal Lot Number	129
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43248

Owner

44854 Fern Cir is owned and occupied by two individuals who bought it in April 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44854 FERN CIR, TEMECULA, CA 92592-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage WINNPOINTE CORPORATION
Nov 30, 2021	Grant Deed, Transfer SPRUCE
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2022162762
Prior Transfer Date	Oct 9, 2008
Prior Transfer Doc	0000568109
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44854 FERN CIR, TEMECULA, CA 92592-3407
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44854 FERN CIR, TEMECULA, CA 92592-3407

Mortgage

Document Number	0000004429
Date	Jan 6, 2021
Instrument	2021-0004429

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	Aug 1, 2049

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 5, 2022
Property Address	44854 FERN CIR, TEMECULA, CA 92592-3407
Document Number	0000162762
Map Reference	MB 229 PG 15-27
Instrument Date	Mar 30, 2022
Instrument	2022-0162762
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	44854 FERN CIR, TEMECULA, CA 92592-3407

Mortgage

Document Number	0000162763
Date	Apr 5, 2022
Instrument	2022-0162763

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 30, 2021
Property Address	44854 FERN CIR, TEMECULA, CA 92592-3407
Document Number	0000706739
Map Reference	MB 229 PG 15-27
Instrument Date	Nov 26, 2021
Instrument	2021-0706739
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	44854 FERN CIR, TEMECULA, CA 92592-3407
Document Number	0000041716
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44854 FERN CIR TEMECULA CA 925923407, TEMECULA, CA 92592-3407

Mortgage

Document Number	0000041716
Date	Jan 28, 2020
Instrument	41716

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 44854 Fern Cir was $9,485 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,708 (+2%) Land $135,304 Building $714,404
2025	$9,485.00 Homeowner's exemption	$833,048 Land $132,651 Building $700,397
2023	$9,261.00 (+7.15%) Homeowner's exemption	$800,700 Land $127,500 Building $673,200
2022	$8,643.00
2021			$685,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44854 Fern Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44854 Fern Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks.

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