4486 Willow Tree Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4486 Willow Tree Dr, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,624 sqft · built 1972
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on Record
Tax Bill$3,502 (2025)
Deeds & MortgagesSep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN03-138526

Property Details

APN / Parcel Number

Primary APN03-138526
Alternative APNs
  • 3138526
  • 138526

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,224 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck Area100 sqft
Patio Area474 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number138526
Street Address4486 WILLOW TREE DR
CityMIDDLETOWN
StateMD
Zip21769-7609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 7 BLK E PLAT 8 N/S WILLOW TREE FOUNTAINDALE
Legal SubdivisionFOUNTAINDALE
Legal BlockE
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group1
Census Block1001
Census Tract752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4486 WILLOW TREE DR, MIDDLETOWN, MD 21769-7609
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 30, 2018
Transfer Doc0126050225
Record UpdatedSep 20, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateSep 5, 2018
Property Address4486 WILLOW TREE DR, MIDDLETOWN, MD 21769-7609
Document Number0126050225
Book / Page012605 / 000225
Instrument DateMay 30, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4486 WILLOW TREE DR MIDDLETOWN MD 217697609, MIDDLETOWN, MD 21769-7609

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,800 (+10.95%) Land $100,200 Building $256,600$356,800 (-) Land $100,200 Building $256,600
2025$3,502.00 (+6.28%) Homeowner's exemption$321,600 (+28.03%)$356,800 (+42.04%) Land $100,200 Building $256,600
2024$3,295.00 (+8.67%)
2023$3,032.00 Homeowner's exemption$251,200 Land $71,100 Building $180,100$251,200 Land $71,100 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOUNTAINDALE SOUTH
serves 2,610 people · EPA ID MD0100013
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2025
Lead1 ppb (2015–2017)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

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