4485 Willow Tree Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4485 Willow Tree Dr, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,606 sqft · built 1998
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$62,500 (Jul 1997)
Tax Bill$5,636 (2025)
Flood ZoneZone X (minimal risk)
APN03-160726

Property Details

APN / Parcel Number

Primary APN03-160726
Alternative APNs
  • 3160726
  • 160726

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,606 sqft Living Area
Gross Area3,178 sqft
1st Floor Area1,724 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area50,530 sqft
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area272 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number160726
Street Address4485 WILLOW TREE DR
CityMIDDLETOWN
StateMD
Zip21769-7610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 2 SECTION 1 1.163 ACRES CROSSINGS AT MIDDLETOWN
Legal SubdivisionCROSSINGS AT MIDDLETOWN
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group1
Census Block1001
Census Tract752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4485 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 1997 · Amount on Record
Deed SaleJul 30, 1997 · Amount on Record
Deed Document Number19974448
Deed Book / Page2315 / 480
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612,200 (+51.61%) Land $141,200 Building $471,000$612,200 (+51.61%) Land $141,200 Building $471,000
2025$5,636.00 (+15.49%)
2023$4,880.00$403,800 Land $96,900 Building $306,900$403,800 Land $96,900 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Willow Tree Dr

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