Winnebago County property record for 4486 Straw Ln, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 1987 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,080 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-178-007 |
| Primary APN | 04-29-178-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Basement Area | 1,258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 440 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 029D888 |
|---|---|
| Street Address | 4486 STRAW LN |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 6 HONONEGAH COUNTRY ESTATES PT OF N 1/2 & PT S 1/2 SEC 29-46-2 LOT 188 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | PLAT 6 HONONEGAH COUNTRY ESTATES |
| Legal Lot Number | 188 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3904 |
4486 Straw Ln is owned and occupied by an individual.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4486 STRAW LN, ROSCOE, IL 61073-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 26, 2026 |
| Property Address | 4486 STRAW LN, ROSCOE, IL 61073-7704 |
| Document Number | 0000022445 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202622445 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4486 STRAW LN, ROSCOE, IL 61073-7704 |
| Document Number | 0000022445, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 202622445 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4486 Straw Ln was $5,080 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,080.00 | $71,231 Land $13,855 Building $57,376 | $213,693 Land $41,565 Building $172,128 |
| 2022 | Homeowner's exemption | $53,372 Land $10,381 Building $42,991 | $160,116 Land $31,143 Building $128,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4486 Straw Ln in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4486 Straw Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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